Get your next loan from Sherwin-Williams Credit Union and meet your needs from a new or used vehicle, mortgage, home improvement, vacation loans, back to school loans, or if you need quick cash with our Flash Cash payday loan.
We also offer life and disability insurance.
This online application starts the process. A team members will contact you to complete the application over the phone or in-person at the branch. You can view or fill out the full paper application by calling us at 800-388-7928
Purchase your next new or used vehicle, or refinance your high interest rate loan with a great low rate.
- 100% financing
- Flexible terms
- Quick loan approval
- No prepayment penalty
- Free car buying services such as CarQuotes, CarFax, Enterprise Car Sales
- Mechanical Breakdown Insurance
- GAP (Guaranteed Auto Protection)
- Put 20% down (using NADA value) and receive a 1.00% discount on the interest rate
Work with knowledgeable staff to assist you through the process. Both fixed rate and variable rates are available.
Click here to find the most up to date rates and service. We also offer VA mortgages.*
Home Equity Loans
There’s no place like your own home when you’re looking for a source of funds for bill consolidation, home improvement, education costs, and other major expenses. The interest you pay may be tax deductible. We charge no title search fees, no points, and no appraisal charges.
Home Equity Line of Credit (HELOC) – Variable Rate
- Interest rate as low as 0.50% over prime rate
- Maximum amount of increase in the rate over the life of the loan
- Borrow up to $100,000
- 10 year draw period with another 10 years of payoff period
- Up to 80% loan-to-value, less 1st mortgage
- Deduct 0.50% of the interest rate if there is no first mortgage
Home Equity – Fixed Rate Loan
If you only need to draw funds once from your equity in your home and do not want to be concerned with rising rates, then the fixed rate loan is for you.
- Term of 6 – 10 years
- Borrow up to $50,000
- Fixed, competitive rate for the life of the loan.
Signature loans are a great way for debt consolidation, vacation expenses, back to school expenses, or other expenses.
Savings Secured Loans
Use your SWCU savings accounts or CDs as collateral and receive a low-interest rate loan.
Need quick cash? Borrow through Flash Cash and pay back with your next payday. Just apply once and you can borrow as needed.
- Borrow $300, $500 or $700
- Pay a flat fee
- Must have direct deposit
- Funds are paid back on the next immediate payroll
Credit Life and Disability Insurance
Credit Life and Disability Insurance gives members an added level of security. This optional insurance is offered at affordable rates on all SWCU loans.
*Some links on this page may direct you to a third-party site. The alternate web site is not operated by the credit union; The credit union is not responsible for the content of the alternate web site; The credit union does not represent either the third party or the member if the two enter into a transaction; and Privacy and security policies may differ from those practiced by the credit union.