A SWCU Checking Account gives you the same benefits as other checking accounts, but without costly fees. A SWCU Checking Account offers these convenient money saving features:

  • No monthly service charges
  • No per-check fee
  • Free Direct Deposit
  • Free Payroll Deduction
  • Debit/ATM Access
  • Internet Banking and Bill Pay
  • Overdraft Protection
  • No Minimum Balance

SAVINGS – Share Accounts SWCU helps you save money

SWCU Share Accounts are interest-bearing savings accounts. A Share Account has all the advantages of a similar savings account from another financial institution. We call ours a “Share Account” because once the account is opened, you not only become a member, but also a part owner or “share” holder in the Credit Union. Once you are a SWCU member you are eligible for all the convenient services we offer!

❖ A deposit of $25 is all it takes to open a Savings Account at SWCU

  • Federally Insured through NCUA up to $250,000
  • Access to other SWCU services
    • Payroll Direct Deposit & Deductions
    • Other Direct Deposits


Saving for the holidays is easy with a SWCU Christmas Club Account. Save by making regular deposits throughout the year into your dividend-earning account.

  • Open with a minimum of $5
  • Payroll Deductions
  • Funds released in October to start your holiday shopping early!