It’s summer and time for a sweet bonus! Transfer an existing credit card balance to your SWCU card between June 1, 2018 and August 31, 2018 and you’ll receive a promotional APR of 4.99% for 24 months!*
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How To Increase Your Credit Score
March 12, 2018 |
By bluetopmarketing
It’s important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit score. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the most likely to backfire, so beware of any advice that claims to improve your credit score fast. The best advice for rebuilding credit is to manage it responsibly over time. If you haven’t done that,…
Continue ReadingCollege Planning: It’s Never Too Early!
March 12, 2018 |
By bluetopmarketing
Saving for College Whether you are saving for your own education or for your children’s, it’s wise to start planning for college as soon as possible. Tax-Free College Savings A Coverdell Education Savings Account (formerly an Education IRA) accumulates interest tax-free. You can withdraw money from this account without penalty. Also, it’s possible to put money into a state- or institution-sponsored prepaid tuition plan and not pay taxes on it until you withdraw the money. Contact your local credit union to learn…
Continue ReadingCO-OP Shared Branch Surpasses Chase To Become #2 Branch Network In the U.S.
March 12, 2018 |
By bluetopmarketing
“The CO-OP Shared Branch Network is now the second largest network of financial institution branches in the country, having just surpassed Chase in number of branch offices, the company reported. CO-OP Shared Branch now totals 5,671 physical locations. No. 3 Chase has 5,567 branches as of July 18, according to FDIC figures. CO-OP said its credit union network added more than 400 branches during the past two years, when CO-OP Shared Branch surpassed Bank of America. The network is less…
Continue ReadingEquifax Data Breach
March 12, 2018 |
By bluetopmarketing
Equifax recently disclosed that it experienced a data breach that exposed the personal information of millions of US consumers. Equifax, considered to be one of the three largest American credit agencies, reported that based on its investigation, criminals had exploited a website application vulnerability to gain access to certain files from mid-May through July 2017. “The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for…
Continue ReadingUnclaimed Property
March 12, 2018 |
By bluetopmarketing
NOTICE TO CREDIT UNION MEMBERS REGARDING UNCLAIMED PROPERTY The State of Illinois has enacted a new law governing unclaimed property held in the State. The Revised Uniform Unclaimed Property Act goes into effect on January 1, 2018. Under this Act, the presumptive period of abandonment for deposit accounts changes from 5 years to 3 years. As a result, accounts without any owner activity for a 3 year period will be turned over to the Illinois State Treasurer’s Office, upon completion…
Continue ReadingWhat Are Your Hours?
March 11, 2018 |
By bluetopmarketing
9:00 am – 5:00 pm Monday – Thursday 8:30 am – 5:00 pm Friday 9:00 am – 1:00 pm Saturday Shared Branch Hours 9:00 am – 4:30 pm Monday – Thursday 8:30 am – 4:30 pm Friday 9:00 am – 12:30 pm Saturday Excluding Holidays
Continue ReadingWhat Is A Credit Union?
March 11, 2018 |
By bluetopmarketing
Great question! Credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates. YOU ARE MORE THAN A MEMBER, YOU ARE PART OWNER. Credit unions are owned and controlled by the people, or members, who use their services. Your vote counts. A volunteer board of…
Continue ReadingHow Do I Become A Member?
March 11, 2018 |
By bluetopmarketing
Members of a credit union share a common bond, also known as the credit union’s “field of membership.” You may be able to join based on your: Many employers sponsor their own credit unions. Most credit unions allow members’ families to join. Many credit unions serve anyone that lives, works, worships or attends school in a particular geographic area. Membership in a group, such as a place of worship, school, labor union or homeowners’ association may qualify you to join….
Continue ReadingMatt
March 11, 2018 |
By bluetopmarketing
Sherwin-Williams Credit Union is the greatest discovery for me yet. – Matt
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